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Feel Good Buying

ACU is your home for better auto loan rates and local service.

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We'll Earn Your Smile with Superior Auto Loans

  • Low auto loan rates – as low as 5.99% APR*
  • Terms up to 72 months for low monthly payments
  • Good for purchasing from a dealer or private seller
  • Buy out a lease
  • No prepayment penalty
  • Up to 120% auto financing with Guaranteed Auto Protection and Mechanical Breakdown Protection
  • 01 Auto Loans
  • 02 Refi Loans

Auto Purchase Loans

You have a lot of choice when it comes to how you buy or refinance a vehicle. Some choices are better than others. The key to a feel-good auto loan experience is partnering with local auto loan specialists who truly serve your needs and treat you right with great rates and the excellent service you deserve. That’s what you’ll find at Alabama Credit Union – and it’s what makes us the right choice for you.

Auto Refinance Loans

Even when you love your car, your auto loan may still not be right for you. Whether you need a better term or a lower rate, we can work with you on your refinance to get you the better auto loan you deserve.

  • Low refinance rates to help you pay less over the life of the loan
  • Terms up to 72 months to lower your payments
  • Fast, personable service from local lenders
Why Alabama CU?

Choose a better way to borrow for your auto purchase or refinance!

At Alabama Credit Union, our commitment is to help you feel good about your money – and that includes your auto loan. We’ve got your back with great rates and personal service every step of the way, so apply now and let us show you how Alabama Credit Union does auto loans better!

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Competitive Rates
Competitive Rates

View our rates.
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Low Monthly Payments
Low Monthly Payments

A lower interest rate may also lower your monthly payment.
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Shorter Loan Terms
Shorter Loan Terms

Pay off your car loan sooner with less money paid towards interest.
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Easy Application Process
Easy Application Process

Quick and easy process that will get you on the road fast.
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*Rate and term will be based on credit approval. Membership eligibility is required. The ANNUAL PERCENTAGE RATE (APR) & terms you may qualify for are subject to your credit history, credit score, type of vehicle, and other terms; restrictions apply. Offer subject to change without notice. See credit union for complete details. Alabama Credit Union is an Equal Opportunity Lender.
Federally Insured by NCUA